I’m a single mum and my 12-year-old is on track to retire with £365k – it only costs the price of a meal out every month
AS a single mum, Kara Gammell is always thinking about how she can give her daughter, Audrey, the best start in life. Most parents might encourage their kids to save a bit of their pocket money every week - but Kara is 50 years ahead of them. She's set Audrey up with a children's pension...