Stablecoins are increasingly discussed as a payment rail, but stablecoin payments only work in practice when the underlying blockchain infrastructure is cheap, fast, and easy to use. A stablecoin can have a large market capitalization and broad exchange support, yet still be poorly suited to everyday spending if transaction fees are too high or settlement is too slow. For consumer payments, the economics matter more than the narrative.
Why Zero-Fee USDT Rails Matter for Everyday Stablecoin Payments